One chart defines the next decade of innovation and jobs.
Category: employment
FinWise insider breach impacts 689K American First Finance customers
FinWise Bank is warning on behalf of corporate customers that it suffered a data breach after a former employee accessed sensitive files after the end of their employment.
“On May 31, 2024, FinWise experienced a data security incident involving a former employee who accessed FinWise data after the end of their employment,” reads a data breach notification sent by FinWise on behalf of American First Finance (AFF).
American First Finance (AFF) is a company that offers consumer financing products, including installment loans and lease-to-own programs, for a diverse range of products and services. Customers use AFF to apply for and manage the loans, with the company handling the services, account setup, repayment process, and customer support.
Mo Gawdat on AI, ethics & machine mastery: How Artificial Intelligence will rule the world
Mo Gawdat warns that AI will soon surpass human intelligence, fundamentally changing society, but also believes that with collective action, ethical development, and altruistic leadership, humans can ensure a beneficial future and potentially avoid losing control to AI
## Questions to inspire discussion.
AI’s Impact on Humanity.
🤖 Q: How soon will AI surpass human intelligence? A: According to Mo Gawdat, AI will reach AGI by 2026, with intelligence measured in thousands compared to humans, making human intelligence irrelevant within 3 years.
🌍 Q: What potential benefits could AI bring to global issues? A: 12% of world military spending redirected to AI could solve world hunger, provide universal healthcare, and end extreme poverty, creating a potential utopia.
Preparing for an AI-Driven Future.
The AI Takeover Is Closer Than You Think
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AI experts from all around the world believe that given its current rate of progress, by 2027, we may hit the most dangerous milestone in human history. The point of no return, when AI could stop being a tool and start improving itself beyond our control. A moment when humanity may never catch up.
00:00 The AI Takeover Is Closer Than You Think.
01:05 The rise of AI in text, art & video.
02:00 What is the Technological Singularity?
04:06 AI’s impact on jobs & economy.
05:31 What happens when AI surpasses human intellect.
08:36 AlphaGo vs world champion Lee Sedol.
11:10 Can we really “turn off” AI?
12:12 Narrow AI vs Artificial General Intelligence (AGI)
16:39 AGI (Artificial General Intelligence)
18:01 From AGI to Superintelligence.
20:18 Ethical concerns & defining intelligence.
22:36 Neuralink and human-AI integration.
25:54 Experts warning of 2027 AGI
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Tesla Robotaxi Already a Monster Hit
Questions to inspire discussion.
Autonomous Driving Development.
🔄 Q: What version of the Robotaxi software is Tesla currently working on? A: Tesla’s autonomy team is focused on version 14, which will be merged with the public release for consumer vehicles.
🛣️ Q: How is Tesla approaching the expansion of its Robotaxi service area? A: Tesla is taking a cautious approach, prioritizing data collection and safety over rapid expansion.
👀 Q: Are Tesla’s Robotaxis currently fully autonomous? A: The service is currently supervised by a human driver, with the goal of eventually removing the safety monitor for fully autonomous operation.
Future Plans and Strategies.
Dr. Roman Yampolskiy: These Are The Only 5 Jobs That Will Remain In 2030!
WARNING: AI could end humanity, and we’re completely unprepared. Dr. Roman Yampolskiy reveals how AI will take 99% of jobs, why Sam Altman is ignoring safety, and how we’re heading toward global collapse…or even World War III.
Dr. Roman Yampolskiy is a leading voice in AI safety and a Professor of Computer Science and Engineering. He coined the term “AI safety” in 2010 and has published over 100 papers on the dangers of AI. He is also the author of books such as, ‘Considerations on the AI Endgame: Ethics, Risks and Computational Frameworks’
He explains:
⬛How AI could release a deadly virus.
⬛Why these 5 jobs might be the only ones left.
⬛How superintelligence will dominate humans.
⬛Why ‘superintelligence’ could trigger a global collapse by 2027
⬛How AI could be worse than nuclear weapons.
⬛Why we’re almost certainly living in a simulation.
00:00 Intro.
02:28 How to Stop AI From Killing Everyone.
04:35 What’s the Probability Something Goes Wrong?
04:57 How Long Have You Been Working on AI Safety?
08:15 What Is AI?
09:54 Prediction for 2027
11:38 What Jobs Will Actually Exist?
14:27 Can AI Really Take All Jobs?
18:49 What Happens When All Jobs Are Taken?
20:32 Is There a Good Argument Against AI Replacing Humans?
22:04 Prediction for 2030
23:58 What Happens by 2045?
25:37 Will We Just Find New Careers and Ways to Live?
28:51 Is Anything More Important Than AI Safety Right Now?
30:07 Can’t We Just Unplug It?
31:32 Do We Just Go With It?
37:20 What Is Most Likely to Cause Human Extinction?
39:45 No One Knows What’s Going On Inside AI
41:30 Ads.
42:32 Thoughts on OpenAI and Sam Altman.
46:24 What Will the World Look Like in 2100?
46:56 What Can Be Done About the AI Doom Narrative?
53:55 Should People Be Protesting?
56:10 Are We Living in a Simulation?
1:01:45 How Certain Are You We’re in a Simulation?
1:07:45 Can We Live Forever?
1:12:20 Bitcoin.
1:14:03 What Should I Do Differently After This Conversation?
1:15:07 Are You Religious?
1:17:11 Do These Conversations Make People Feel Good?
1:20:10 What Do Your Strongest Critics Say?
1:21:36 Closing Statements.
1:22:08 If You Had One Button, What Would You Pick?
1:23:36 Are We Moving Toward Mass Unemployment?
1:24:37 Most Important Characteristics.
Follow Dr Roman:
X — https://bit.ly/41C7f70
Google Scholar — https://bit.ly/4gaGE72
You can purchase Dr Roman’s book, ‘Considerations on the AI Endgame: Ethics, Risks and Computational Frameworks’, here: https://amzn.to/4g4Jpa5
HUGE: Elon’s “Macrohard” AI — His CRAZIEST Idea Ever
Questions to inspire discussion.
Industry Disruption.
🏢 Q: How might traditional companies be affected by AI simulations? A: Traditional firms like Microsoft could see their valuation drop by 50% if undercut by AI clones, while the tech industry may experience millions of jobs vanishing, potentially leading to recessions or increased inequality.
🤖 Q: What is the potential scale of AI company simulations? A: AI-simulated companies like “Macrohard” could become real entities, operating at a fraction of the cost of traditional companies and disrupting markets 10 times faster and bigger than the internet’s impact on retail.
Regulatory Landscape.
📊 Q: How might governments respond to AI-simulated companies? A: Governments may implement regulations on AI companies to slow innovation, potentially creating monopolies that regulators would later need to break up, further disrupting markets.
The AI revolution: facilitator or terminator?
We’ve all heard the arguments – “AI will supercharge the economy!” versus “No, AI is going to steal all our jobs!” The reality lies somewhere in between. Generative AI1 is a powerful tool that will boost productivity, but it won’t trigger mass unemployment overnight, and it certainly isn’t Skynet (if you know, you know). The International Monetary Fund (IMF) estimates that “AI will affect almost 40% of jobs around the world, replacing some and complementing others”. In practice, that means a large portion of workers will see some tasks automated by AI, but not necessarily lose their entire job. However, even jobs heavily exposed to AI still require human-only inputs and oversight: AI might draft a report, but you’ll still need someone to fine-tune the ideas and make the decisions.
From an economic perspective, AI will undoubtedly be a game changer. Nobel laureate Michael Spence wrote in September 2024 that AI “has the potential not only to reverse the downward productivity trend, but over time to produce a major sustained surge in productivity.” In other words, AI could usher in a new era of faster growth by enabling more output from the same labour and capital. Crucially, AI often works best in collaboration with existing worker skillsets; in most industries AI has the potential to handle repetitive or time-consuming work (like basic coding or form-filling), letting people concentrate on higher-value-add aspects. In short, AI can raise output per worker without making workers redundant en masse. This, in turn, has the potential to raise GDP over time; if this occurs in a non-inflationary environment it could outpace the growth in US debt for example.
Some jobs will benefit more than others. Knowledge workers who harness AI – e.g. an analyst using AI to sift data – can become far more productive (and valuable). New roles (AI auditors, prompt engineers) are already emerging. Conversely, jobs heavy on routine information processing are already under pressure. The job of a translator is often cited as the most at risk; for example, today’s AI can already handle c.98% of a translator’s typical tasks, and is gradually conquering more technically challenging real-time translation.